Ripple’s native token XRP (CRYPTO:XRP) is facing renewed selling pressure, as bearish signals point to potential further losses. After hitting a 2025 peak of $2.65 in May, XRP has since dropped by roughly 15% to trade around $2.25. This shift in market sentiment has triggered concern among investors and analysts, fueling a more cautious XRP price prediction for the months ahead.
Global Tensions Weigh on Crypto Sentiment
Part of the recent decline stems from subdued market reactions to the latest developments in US-China trade relations. Despite progress in negotiations and a revised framework on tariffs, cryptocurrency markets failed to respond positively. Instead, uncertainty surrounding global liquidity and capital flows has contributed to weaker appetite for high-volatility assets like XRP.
The pessimism isn’t isolated to XRP alone—it reflects a broader cool-off in the crypto market, especially for tokens not directly tied to ongoing hype cycles in artificial intelligence or memecoins.
Ripple Eyes SWIFT’s Market Share
Despite near-term headwinds, Ripple continues to pursue long-term dominance in the cross-border payments space. At the XRP Ledger Apex 2025 summit, Ripple CEO Brad Garlinghouse outlined an ambitious goal: capturing up to 14% of SWIFT’s global liquidity within five years.
SWIFT, the legacy international payments network, controls much of the messaging and liquidity infrastructure for global banking. Ripple’s RippleNet—along with its On-Demand Liquidity (ODL) system powered by XRP—offers a faster, blockchain-based alternative. Major financial institutions like MoneyGram, Santander, and SBI Holdings are already testing or using ODL.
Still, integration into systems like SWIFT remains uncertain. SWIFT itself is preparing for its ISO 20022 upgrade in November, which may introduce its own blockchain tools—making Ripple more of a competitor than a partner.
Institutional Adoption Could Drive Long-Term Growth
In contrast to short-term market weakness, institutional interest in XRP remains strong. Singapore-based Trident Digital Tech Holdings (NASDAQ:TDTH) recently announced a $500 million XRP Treasury fund, marking a notable vote of confidence from the corporate sector.
The fund, advised by Chaince Securities LLC, plans to build long-term reserves of XRP while exploring staking strategies to generate yield. Trident’s CEO, Soon Huat Lim, said the move is part of a larger mission to show how public companies can responsibly engage with decentralized finance (DeFi).
Should regulatory approvals go smoothly, Trident expects to begin deploying the fund in the second half of 2025. This initiative could provide ongoing support to XRP’s price by removing supply from circulation and reinforcing its role in the institutional DeFi landscape.
Technical Outlook: Bearish Momentum Builds
From a technical analysis standpoint, the XRP price prediction is becoming increasingly cautious. The token is trading just below a key resistance area near $2.26—formed by the confluence of the 50-day Exponential Moving Average (EMA) and the previously broken support level. This suggests that any short-term rally could be capped unless XRP breaks through decisively.
A failure to hold current levels could trigger a deeper correction, with the next strong support found around the 200-day EMA at $2.09—roughly 7% below current prices. Meanwhile, the Relative Strength Index (RSI) has dipped below the 50 threshold, indicating growing bearish momentum.
On the positive side, the Moving Average Convergence Divergence (MACD) indicator still shows a buy signal, which could slow or reverse the decline if buyers step in. For bulls, reclaiming $2.34, $2.50, and ultimately $2.65 would be essential to resume an uptrend.
Conclusion: XRP Holds Long-Term Promise but Faces Near-Term Pressure
The current XRP price prediction reflects a delicate balance between bearish short-term momentum and bullish long-term fundamentals. Regulatory challenges, global macro uncertainty, and technical resistance are weighing on price action. However, Ripple’s growing institutional adoption and ambitions to rival SWIFT provide reasons for optimism.
Investors should brace for volatility but keep an eye on developments in both Ripple’s partnerships and global financial infrastructure. Whether XRP breaks higher or trends lower may depend as much on global politics as it does on blockchain innovation.
Featured Image: Freepik
